Making Good Risk Management Decisions
Costs and coverage solutions are constantly changing. Like everything else the complexities are greater than ever, but then again so are the range of solutions.
It is always wise to have an independent advocate on your side. Advocacy is exactly how Peter Prescott approaches the risk management needs of our firm’s clients.
Some of your needs may be temporary or short-term, while others are longer or permanent. In certain instances, saving money with adequate coverage may be the priority, while in others maximizing the level or quality of protection is more important. Understanding your short-term and long-term goals thoroughly enables Peter to take a consultative approach to risk management that addresses both need and cost.
Purchasing Insurance More Effectively
Risk management is another area where knowledge can greatly enhance how effectively premium dollars are spent. We will help you in devising a unique strategy that best fits your need as a means of decreasing cost or improving coverage.
Competitive Price Shopping
Once a solution is in place, you can go through the process of obtaining premium quotes.
Those who wish to explore some of these can get quotes here www.peterprescottinsurance.com.
We offer Health, Dental, Disability, Life, Long-Term Care and Disability Insurance.
High Value Group Benefits
Retirement Benefits – 401(k), Defined Benefit and Profit Sharing
Along with his CPA, Masters in Taxation and other designations, Peter Prescott is also an Accredited Investment Fiduciary® (AIF®) offered through the Center for Fiduciaries. As a AIF® designee, Peter has an expertise level in fiduciary issues that can be of vital assistance to business owners, trustees and others involved with the oversight of various pension plans. In addition to greatly simplifying the complexities surrounding pension plan design, implementation and maintenance, Peter can assist with the evaluation of investment options and the design of various investment models or Qualified Default Investment Alternatives (QDIA).
Group Medical, Dental, Disability and Life
Over his 30 year career, Peter Prescott has assisted many companies in designing and establishing an array of group benefits that address both the needs and desires of both employer and employees.
Specialized Group Benefits
Although less common than other group benefits, certain situations may present a beneficial opportunity for special benefits that may include executive benefits such as deferred compensation, voluntary benefits or other customized benefit programs. We can assist in recognizing and properly implementing the right solution to match your requirements.